The attorneys in Barrett & McNagny's Financial Institutions Group provide legal services to state and federally chartered banks, trust companies, savings associations, credit unions, consumer finance companies, mortgage bankers, financial institution holding companies, and other financial intermediaries. Our attorneys are experienced in the organization and operation of state and national financial institutions; interstate banking; bond-connected credit facilities; creditor's rights; bank acquisitions and mergers; financial institution regulation; fiduciary administration; trust department regulation; fair lending; and other consumer regulatory compliance matters. Firm attorneys in other practice areas (including human resources, litigation, real property, estates and trusts, ERISA, public finance, tax, corporate and securities) also provide legal services to financial insitution clients.
Practice Highlights
Regulatory
Barrett & McNagny attorneys are experienced practitioners in the area of state and federal banking laws and regulations, and interact with federal or state financial institution regulators on a regular basis, providing clients with a variety of services, including counseling and representation on acquisition, sale and expansion matters and the preparation of regulatory agency applications and disclosure documents.
Commercial Credit Transactions
Attorneys in the Financial Institutions Group regularly represent banks, insurance companies and other lenders in connection with the negotiation and preparation of documentation for complex secured and unsecured credit transactions. Transactional matters conducted for major financial institution and insurance company clients include construction and permanent financing transactions, cash flow lending, asset-based lending, loan participation and syndications, intercreditor agreements, mortgage warehousing, letters of credit, loan restructuring and workouts, receiverships, and numerous other complex commercial transactions.
Corporate
Barrett & McNagny attorneys represent financial institutions and bank holding companies in connection with various corporate matters such as acquisitions, dispositions, corporate governance, mergers, federal and state securities matters, and branch acquisitions and sales.
ERISA
The firm's employee benefits and ERISA attorneys represent financial institutions, insurance companies, third party administrators and fiduciaries in a growing spectrum of ERISA matters, including 401(k) plans, pension and profit sharing plans, ESOPs, prohibited transaction exemptions, nonqualified deferred compensation plans, ERISA guidelines and other employee benefit-related matters.
Mortgage Banking
Barrett & McNagny attorneys represent mortgage companies, savings banks and commercial banks in all aspects of residential and commercial/multifamily mortgage loan origination, servicing and regulatory compliance. In addition, we provide legal services to these clients in connection with collection activities, which include foreclosures, receiverships, the purchase and sale of mortgage loan pools and mortgage loan servicing in the secondary market.
Private Client Practice
Barrett & McNagny attorneys assist the private client groups of financial institutions and their clients in a variety of planning and administrative matters, including conferences with clients regarding wills and trusts, planning for the avoidance or reduction of estate, inheritance and generation-skipping taxes, planned giving to charities, distributions and beneficiary designations of retirement accounts, titling of assets and ownership of life insurance, and business succession issues.
The attorneys in the Financial Institutions areas include Ronald J. Ehinger, Craig R. Finlayson, Richard E. Fox, Patrick G. Michaels, and Michael P. O'Hara.
For additional information regarding Barrett & McNagny's Financial Institutions Group, please contact one of the attorneys listed below:
Ronald J. Ehinger
Craig R. Finlayson
Richard E. Fox
Patrick G. Michaels
Michael P. O'Hara
